John Livas, ERY Financial Planning Partner

Professional Investment Services Pty Ltd
Australian Financial Services License no : 234951 Authorised Representative no : 245008

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After several years in the banking industry culminating as a financial planner for the Advance Bank and subsequently St George bank for 5 Years a new advisory business was formed in partnership with a Chartered Accounting firm in early 2000. This business evolved into what is now ERY Financial Planning. ERY financial planning is a division of Emerson Randell Young.

As partner and director of ERY Financial Planning John is also an Authorised Representative of Professional Investment Services Pty Ltd (PIS) since 2000. PIS commenced operations on 6 August 1996.

John holds qualifications in a postgraduate Diploma in Financial Planning (DFP) and has worked as an adviser in the finance and insurance industry since 1995. He's also an associate member of the Financial Planning Association since 1998.

John is authorised by PIS to provide financial product advice and deal in the following areas:

Financial Services Product Types Is your adviser authorised to
provide this advice?


Basic Deposit Products  
Managed Investments  
Investment Bonds  
Direct Shares  
Margin Lending / Gearing  

& Retirement

Corporate Superannuation  
Personal Superannuation  
Employer Sponsored Superannuation  
Account Based Pensions  
Retirement Savings Accounts  

Risk Insurance

Insurance within Superannuation  
Total and Permanent Disability Insurance  
Income Protection Insurance  
Trauma Insurance  
Life/Term Insurance  
Key Man Insurance  
Business Expense Insurance